Necessities and extras

You can spend and save your money in different ways. Distinguish between costs that are necessary and costs that are extra. 

Costs that are necessary are your fixed expenses. You have no choice but to pay them, or else, you get a fine or into trouble. Fixed expenses include your rent, the cost of gas and electricity, health insurance and telephone.

Food, drinks and toiletries are also necessary expenses. But for these, you do have a choice: you can choose to do your shopping at a less expensive supermarket. 

You also have costs that are an extra. They can be expenses you might do out of habit, or as an indulgence, but which you could do without just fine. For example, visits to a beautician or an expensive hair treatment, or buying your meals ready made at a bakery or a café. You can make decisions that might save you on these, for example, making your own meals from home.

Related topics

Start & Stop

When you start with sex work there are several things you need to think about. Quitting sex work can also raise many questions.

Health & Sex

Your (sexual) health is important. Especially if you are a sex worker. It is important to be vaccinated and protected against hepatitis B.


Perhaps you have experienced something bad, in your private life or at home. It could have been a recent event or even some time ago. Has a client crossed your boundaries?