{"id":3148,"date":"2023-04-20T11:15:44","date_gmt":"2023-04-20T09:15:44","guid":{"rendered":"https:\/\/amsterdamcenterforsexworkers.nl\/?page_id=3148"},"modified":"2026-01-28T09:31:06","modified_gmt":"2026-01-28T08:31:06","slug":"take-out-health-insurance","status":"publish","type":"page","link":"https:\/\/amsterdamcenterforsexworkers.nl\/en\/for-sex-workers\/start-stop\/take-out-health-insurance\/","title":{"rendered":"Take out health insurance"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.20.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”360deg” background_color_gradient_stops=”#572a86 0%|rgba(87,42,134,0) 80%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/amsterdamcenterforsexworkers.nl\/wp-content\/uploads\/2023\/04\/ACS_Amsterdam_Header_Verzekering.jpg” custom_padding=”300px||30px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.19.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.19.4″ _dynamic_attributes=”content” _module_preset=”default” header_text_color=”#FFFFFF” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”80px||80px||true|false” custom_padding_tablet=”||50px||false|false” custom_padding_phone=”||50px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.20.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||40px||false|false” global_colors_info=”{}”]<\/p>\n

Health insurance is compulsory in the Netherlands. This pays the costs of your medical care, for example visits to the GP or hospital. Even if you do not live in the Netherlands but work here and pay income tax, you have to take out Dutch health insurance.<\/p>\n

The basic insurance covers standard care from, for example, the GP, hospital or pharmacy. Most care in the basic package is subject to a deductible. You often also have to pay co-payments.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||40px||false|false” global_colors_info=”{}”]<\/p>\n

What are deductibles?<\/h3>\n

You pay a deductible if you are 18 years or older and use care from the basic package. Except when it comes to care for which no excess applies, such as the GP. The government has set the compulsory excess at \u20ac385. You therefore pay the first \u20ac385 of healthcare costs covered by the excess yourself.[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||40px||false|false” global_colors_info=”{}”]<\/p>\n

What is co-payment?<\/h3>\n

For some medical expenses from the basic package, you pay a personal contribution. For example, for maternity care and hearing aids. The government decides for which care the personal contribution applies and how high it is.[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

The difference between excess and co-payments<\/h3>\n

Co-payments and excess are different things. The compulsory excess applies to most care in the basic package. For some care, a co-payment is required. This can be a fixed amount or a percentage of the costs. For example, orthopaedic shoes, hearing aids and patient transport.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ disabled_on=”on|on|off” _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”||||false|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#572A86″ header_6_text_color=”#572A86″ background_color=”#d8d2ef” custom_margin=”0px||0px||false|false” custom_padding=”40px|40px|0px|40px|false|true” global_colors_info=”{}”]<\/p>\n

Start & Stop<\/strong><\/h5>\n

[\/et_pb_text][et_pb_menu menu_id=”7″ active_link_color=”#D83F8F” module_class=”et-vert-menu” _builder_version=”4.20.4″ _module_preset=”default” menu_font_size=”20px” menu_line_height=”1.3em” background_color=”#d8d2ef” custom_margin=”0px||30px||false|false” custom_padding=”0px|40px|30px|40px|false|false” locked=”off” global_colors_info=”{}”][\/et_pb_menu][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”|||||||#FFFFFF|” text_text_color=”#FFFFFF” link_font=”||||on||||” link_text_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#d83f8f 0%|#8c0259 100%” text_orientation=”center” custom_margin=”||30px||false|false” custom_padding=”40px|40px|40px|40px|true|true” link_option_url=”\/en\/how-can-we-help-you\/report-malpractice-or-abuse\/” hover_enabled=”0″ locked=”off” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color_gradient_stops__hover=”#8c0259 0%|#d83f8f 100%” use_background_color_gradient__hover=”on” sticky_enabled=”0″]<\/p>\n

Report abuse<\/strong>
Call us on 06 22 47 97 50<\/a><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#16b3b6 0%|#12509e 100%” text_orientation=”center” custom_padding=”40px|40px|40px|40px|true|true” link_option_url=”\/en\/how-can-we-help-you\/consultation-hours\/” hover_enabled=”0″ locked=”off” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color_gradient_stops__hover=”#12509e 0%|#16b3b6 100%” use_background_color_gradient__hover=”on” sticky_enabled=”0″]<\/p>\n

Come in
for a consult<\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”0px||80px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.21.0″ _module_preset=”default” background_color=”rgba(216,210,239,0.5)” max_width=”1440px” custom_margin=”0px||0px||true|false” custom_padding=”70px|70px|0px|70px|false|true” custom_padding_tablet=”50px|50px||50px|false|true” custom_padding_phone=”25px|25px||25px|false|true” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

What is supplementary insurance?<\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.4″ _module_preset=”default” background_enable_image=”off” custom_padding=”||||false|true” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.21.0″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(216,210,239,0.5) 0%|#d8d2ef 100%” background_position=”top_center” max_width=”1440px” custom_margin=”0px||0px||true|false” custom_padding=”0px|70px|70px|70px|false|true” custom_padding_tablet=”|50px|50px|50px|false|true” custom_padding_phone=”|25px|25px|25px|false|true” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||0px||false|false” global_colors_info=”{}”]Supplementary insurance covers (part of) care that is not included in the basic package. For example, extra reimbursement for dental treatment. There are various packages, all of which supplement the basic insurance. The health insurer determines the conditions and reimbursements. Supplementary insurance is not compulsory. Because there are many different packages, it is important to match the supplementary insurance to what you need. [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.4″ _module_preset=”default” background_image=”https:\/\/amsterdamcenterforsexworkers.nl\/wp-content\/uploads\/2023\/04\/ACS_Amsterdam_Header_Activiteiten.jpg” custom_padding=”||||false|true” global_colors_info=”{}”][et_pb_divider show_divider=”off” _builder_version=”4.20.4″ _module_preset=”default” height_tablet=”350px” height_phone=”400px” height_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”0px||80px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.20.4″ _module_preset=”default” background_position=”top_center” custom_margin=”0px||0px||true|false” custom_padding=”0px|0px|0px|0px|false|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.4″ _module_preset=”default” background_image=”https:\/\/amsterdamcenterforsexworkers.nl\/wp-content\/uploads\/2023\/04\/ACS_Amsterdam_Header_Klankbordgroep.jpg” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_divider show_divider=”off” _builder_version=”4.20.4″ _module_preset=”default” height_tablet=”350px” height_phone=”400px” height_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.20.4″ _module_preset=”default” background_enable_image=”off” custom_padding=”||||false|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||40px||false|false” global_colors_info=”{}”]<\/p>\n

What is care allowance?<\/h3>\n

You may be entitled to care allowance if your income is minimal. This is money you get from the tax authorities. It allows you to pay part of your premium; the rest you will need to cover yourself. <\/p>\n

You can find more information on the website of the tax authorities.[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||20px||false|false” global_colors_info=”{}”]<\/p>\n

What happens if you don’t take out a health insurance?<\/h3>\n

If you do not take out health insurance, you will receive notifications from the Netherlands Healthcare Institute. You will then have three months to take out health insurance. If you do not, you will be fined more than \u20ac400. The amount of the fine is determined per year. If you still do not arrange health insurance for yourself, you will receive another fine. After this, the Netherlands Healthcare Institute registers you with a health insurance company. This is not convenient, as you will pay a much higher premium. <\/p>\n

Do you have questions about your health insurance? Would you like help signing up? Schedule an appointment with one of our social workers.[\/et_pb_text][et_pb_button button_url=”\/en\/how-can-we-help-you\/consultation-hours\/” button_text=”Schedule an appointment” _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”||0px||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|on” _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”0px||80px||false|false” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ disabled_on=”off|off|on” _builder_version=”4.20.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#572A86″ header_6_text_color=”#572A86″ background_color=”#d8d2ef” custom_margin=”0px||0px||false|false” custom_padding=”40px|40px|0px|40px|false|true” global_colors_info=”{}”]<\/p>\n

Start & Stop<\/strong><\/h5>\n

[\/et_pb_text][et_pb_menu menu_id=”7″ active_link_color=”#D83F8F” module_class=”et-vert-menu” _builder_version=”4.20.4″ _module_preset=”default” menu_font_size=”20px” menu_line_height=”1.3em” background_color=”#d8d2ef” custom_margin=”0px||30px||false|false” custom_padding=”0px|40px|30px|40px|false|false” locked=”off” global_colors_info=”{}”][\/et_pb_menu][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”|||||||#FFFFFF|” text_text_color=”#FFFFFF” link_font=”||||on||||” link_text_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#d83f8f 0%|#8c0259 100%” text_orientation=”center” custom_margin=”||30px||false|false” custom_padding=”40px|40px|40px|40px|true|true” link_option_url=”\/en\/how-can-we-help-you\/report-malpractice-or-abuse\/” hover_enabled=”0″ locked=”off” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color_gradient_stops__hover=”#8c0259 0%|#d83f8f 100%” use_background_color_gradient__hover=”on” sticky_enabled=”0″]<\/p>\n

Report abuse<\/strong>
Call us on 06 22 47 97 50<\/a><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#16b3b6 0%|#12509e 100%” text_orientation=”center” custom_padding=”40px|40px|40px|40px|true|true” link_option_url=”\/en\/how-can-we-help-you\/consultation-hours\/” hover_enabled=”0″ locked=”off” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color_gradient_stops__hover=”#12509e 0%|#16b3b6 100%” use_background_color_gradient__hover=”on” sticky_enabled=”0″]<\/p>\n

Come in
for a consult<\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”0deg” background_color_gradient_stops=”#aba1cf 0%|#d8d2ef 100%” custom_margin=”0px||0px||false|false” custom_padding=”80px||80px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” custom_margin=”0px||40px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”]<\/p>\n

Related topics<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” _builder_version=”4.20.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”#834997 0%|#572a86 100%” background_image=”https:\/\/amsterdamcenterforsexworkers.nl\/wp-content\/uploads\/2023\/02\/ACS_Stijlsymbool_Transp-e1682078434980.png” background_size=”contain” background_position=”center_right” custom_padding=”40px|40px|40px|40px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” header_4_text_align=”center” header_4_text_color=”#FFFFFF” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

Health & Sex<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_orientation=”center” locked=”off” global_colors_info=”{}”]<\/p>\n

Your (sexual) health is important. Especially if you are a sex worker. It is important to be vaccinated and protected against hepatitis B.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/en\/for-sex-workers\/health-sex\/” button_text=”Read more” button_alignment=”center” module_class=”white_button” _builder_version=”4.21.0″ _module_preset=”default” custom_button=”on” button_text_color=”#572A86″ button_bg_color=”#FFFFFF” button_use_icon=”off” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.20.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”360deg” background_color_gradient_stops=”#12509e 0%|#16b3b6 100%” background_image=”https:\/\/amsterdamcenterforsexworkers.nl\/wp-content\/uploads\/2023\/02\/ACS_Stijlsymbool_Transp-e1682078434980.png” background_size=”contain” background_position=”center_right” custom_padding=”40px|40px|40px|40px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” header_4_text_align=”center” header_4_text_color=”#FFFFFF” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

Abuse<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_orientation=”center” locked=”off” global_colors_info=”{}”]<\/p>\n

Perhaps you have experienced something bad, in your private life or at home. It could have been a recent event or even some time ago. Has a client crossed your boundaries?<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/en\/for-sex-workers\/abuse\/” button_text=”Read more” button_alignment=”center” module_class=”white_button” _builder_version=”4.21.0″ _module_preset=”default” custom_button=”on” button_text_color=”#572A86″ button_bg_color=”#FFFFFF” button_use_icon=”off” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.20.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”#6daddf 0%|#12509e 100%” background_image=”https:\/\/amsterdamcenterforsexworkers.nl\/wp-content\/uploads\/2023\/02\/ACS_Stijlsymbool_Transp-e1682078434980.png” background_size=”contain” background_position=”center_right” custom_padding=”40px|40px|40px|40px|true|false” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” header_4_text_align=”center” header_4_text_color=”#FFFFFF” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

Finances<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_orientation=”center” locked=”off” global_colors_info=”{}”]<\/p>\n

It can be difficult to deal with less or little money. This can potentially lead to debt or other money problems.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/en\/for-sex-workers\/finances\/” button_text=”Read more” button_alignment=”center” module_class=”white_button” _builder_version=”4.21.0″ _module_preset=”default” custom_button=”on” button_text_color=”#572A86″ button_bg_color=”#FFFFFF” button_use_icon=”off” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Health insurance is compulsory in the Netherlands. This pays the costs of your medical care, for example visits to the GP or hospital. Even if you do not live in the Netherlands but work here and pay income tax, you have to take out Dutch health insurance. The basic insurance covers standard care from, for example, the GP, hospital or pharmacy. Most care in the basic package is subject to a deductible. You often also have to pay co-payments.What are deductibles? You pay a deductible if you are 18 years or older and use care from the basic package. Except when it comes to care for which no excess applies, such as the GP. The government has set the compulsory excess at \u20ac385. You therefore pay the first \u20ac385 of healthcare costs covered by the excess yourself.What is co-payment? For some medical expenses from the basic package, you pay a personal contribution. For example, for maternity care and hearing aids. The government decides for which care the personal contribution applies and how high it is.The difference between excess and co-payments Co-payments and excess are different things. The compulsory excess applies to most care in the basic package. For some care, […]<\/p>\n","protected":false},"author":9,"featured_media":2937,"parent":3089,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

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Een zorgverzekering is in Nederland verplicht. Hiermee worden de kosten betaald van bijvoorbeeld de huisarts of het ziekenhuis. Ook als je niet in Nederland woont, maar hier wel werkt en loonbelasting betaalt, moet je een Nederlandse zorgverzekering afsluiten.<\/p>

De basisverzekering dekt de standaardzorg van bijvoorbeeld huisarts, ziekenhuis of apotheek. Voor de meeste zorg in het basispakket geldt een eigen risico. Je moet vaak ook nog eigen bijdragen betalen.<\/p>

[\/et_pb_text][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\"]<\/p>

Wat is eigen risico?<\/h3>

Je betaalt een eigen risico als je 18 jaar of ouder bent en gebruik maakt van zorg uit het basispakket. Behalve als het over zorg gaat waarvoor geen eigen risico geldt, zoals bijvoorbeeld de huisarts. De overheid heeft het verplicht eigen risico vastgesteld op \u20ac 385. Je betaalt dus zelf de eerste \u20ac 385 aan zorgkosten die onder het eigen risico vallen.<\/p>

[\/et_pb_text][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\"]<\/p>

Wat is een eigen bijdrage?<\/h3>

Voor sommige ziektekosten uit het basispakket betaal je een eigen bijdrage. Bijvoorbeeld voor kraamzorg en hoortoestellen. De overheid bepaalt voor welke zorg de eigen bijdrage geldt en hoe hoog die bijdrage is.<\/p>

[\/et_pb_text][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" global_colors_info=\"{}\"]<\/p>

Het verschil tussen eigen risico en eigen bijdrage<\/h3>

Eigen bijdrage en eigen risico zijn verschillende dingen. Het verplichte eigen risico geldt voor de meeste zorg in het basispakket. Voor sommige zorg wordt een eigen bijdrage gevraagd. Dit kan een vast bedrag zijn of een percentage van de kosten. Bijvoorbeeld voor orthopedische schoenen, hoortoestellen en ziekenvervoer.<\/p>

[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_3\" disabled_on=\"on|on|off\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_padding=\"||||false|true\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" text_text_color=\"#572A86\" header_6_text_color=\"#572A86\" background_color=\"#d8d2ef\" custom_margin=\"0px||0px||false|false\" custom_padding=\"40px|40px|0px|40px|false|true\" global_colors_info=\"{}\"]<\/p>

Starten & Stoppen<\/strong><\/h5>

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Meld een misstand<\/strong>
Bel ons op 06 22 47 97 50<\/a><\/p>

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Kom langs
op ons spreekuur<\/strong>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_padding=\"0px||80px||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.21.0\" _module_preset=\"default\" background_color=\"rgba(216,210,239,0.5)\" max_width=\"1440px\" custom_margin=\"0px||0px||true|false\" custom_padding=\"70px|70px|0px|70px|false|true\" custom_padding_tablet=\"50px|50px||50px|false|true\" custom_padding_phone=\"25px|25px||25px|false|true\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_padding=\"0px|0px|0px|0px|true|true\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" global_colors_info=\"{}\"]<\/p>

Wat is een aanvullende verzekering?<\/h3>

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Een aanvullende verzekering dekt (een deel van de) zorg die niet in het basispakket zit. Bijvoorbeeld extra vergoeding voor een behandeling bij de tandarts. Er zijn verschillende pakketten, die allemaal een aanvulling zijn op de basisverzekering. De zorgverzekeraar bepaalt de voorwaarden en vergoedingen. Een aanvullende verzekering is niet verplicht. Omdat er veel verschillende pakketten zijn, is het belangrijk dat je de aanvullende verzekering goed afstemt op wat je nodig heeft.<\/p>

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Wat is zorgtoeslag?<\/h3>

Als je weinig verdient heb je misschien recht op zorgtoeslag. Dit is geld dat je krijgt van de Belastingdienst. Hiermee kun je een deel van je premie betalen, de rest betaal je zelf.<\/p>

Op de website van de Belastingdienst vind je meer informatie.<\/p>

[\/et_pb_text][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" custom_margin=\"0px||20px||false|false\" global_colors_info=\"{}\"]<\/p>

Wat als je geen zorgverzekering afsluit?<\/h3>

Als je geen zorgverzekering afsluit, zul je na een tijdje brieven ontvangen van het Zorginstituut Nederland. Je moet dan binnen drie maanden alsnog een zorgverzekering afsluiten. Als je drie maanden later nog geen verzekering hebt, krijg je een boete van meer dan \u20ac400. De hoogte van de boete wordt per jaar vastgesteld. Heb je drie maanden later nog steeds geen verzekering, dan krijg je opnieuw een boete. Uiteindelijk meldt het Zorginstituut Nederland je aan bij een zorgverzekering. Dit is niet handig, want je betaalt dan een veel hogere premie.<\/p>

Heb je na het lezen van deze informatie vragen rondom je zorgverzekering of wil je hulp bij het afsluiten? Plan dan een afspraak met een van onze maatschappelijk werkers<\/p>

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Starten & Stoppen<\/strong><\/h5>

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Meld een misstand<\/strong>
Bel ons op 06 22 47 97 50<\/a><\/p>

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Kom langs
op ons spreekuur<\/strong>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.19.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"0deg\" background_color_gradient_stops=\"#aba1cf 0%|#d8d2ef 100%\" custom_margin=\"0px||0px||false|false\" custom_padding=\"80px||80px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.19.4\" _module_preset=\"default\" custom_margin=\"0px||40px||false|false\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.19.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.19.4\" _module_preset=\"default\" text_orientation=\"center\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"]<\/p>

Gerelateerde onderwerpen<\/h3>

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Gezondheid<\/h4>

[\/et_pb_text][et_pb_text _builder_version=\"4.19.4\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<\/p>

Je (seksuele) gezondheid is belangrijk. Helemaal als je sekswerker bent. Het is belangrijk om je te vaccineren en beschermen tegen hepatitis B.<\/p>

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Misstanden<\/h4>

[\/et_pb_text][et_pb_text _builder_version=\"4.21.0\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<\/p>

Misschien heb je vroeger iets naars meegemaakt, of kortgeleden. Priv\u00e9 of op het werk. Bijvoorbeeld met een klant die over je grenzen is gegaan.<\/p>

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Financi\u00ebn<\/h4>

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Het kan moeilijk zijn om met minder of weinig geld om te gaan. Dit kan mogelijk tot schulden of andere geldproblemen leiden.<\/p>

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